Mortgage Protection & Life Insurance

If something happened to you tomorrow, your mortgage shouldn't become theirs to carry.

I help homeowners put a plan in place so a mortgage payment never becomes a burden their family has to face alone — built around your health, your budget, and your home.

Get My Free Qualification Call (425) 902-8138
Licensed 38-state insurance producer
$1M+ E&O coverage on file
No Cost to get qualified
Family protected
Mortgage covered

The mortgage doesn't pause for grief.

Payments are due whether or not the primary income is still there to make them. Here's what mortgage protection is actually built to prevent.

An income stops overnight

A death, a disability, or a serious diagnosis can end a household's income with no warning — but the mortgage statement still arrives.

The family has to choose

Without a plan, surviving family members are often forced to sell, refinance, or fall behind — while also grieving.

A plan removes the question

Mortgage protection is built so the payoff (or income replacement) is there specifically to keep the home, and the family, stable.

Logan O'Brien, licensed insurance underwriter
Licensed In
38 States Nationwide
Who You're Working With

Hi, I'm Logan.

I got into this business to do one thing well: make sure families don't lose their home on top of everything else when life goes sideways. I'm not tied to a single insurance company, so my job is to shop the market and bring you real options — not a one-size-fits-all pitch.

Every client I work with gets my direct line and my direct email. If you ever have a question about your policy, you're calling me, not a call center.

— Logan O'Brien, Licensed Insurance Underwriter

Getting covered takes one conversation.

No medical exam required for most applicants. Most people get a quote and see options within a single call.

1

We talk

A short call about your mortgage, your health, and what you want covered — no pressure, no obligation.

2

I shop the market

As an independent underwriter, I compare carriers for you instead of pitching just one company's product.

3

You choose your plan

I lay out real numbers — coverage amount, monthly cost, term length — so the decision is entirely yours.

4

You're covered

Once approved, your family has a plan in place. I stay your point of contact for as long as you're covered.

Coverage built around how you actually live.

Every household is different. Here's where most homeowners start.

Most Popular

Mortgage Protection

Coverage sized to your mortgage balance, so your home stays in the family no matter what happens to your income.

  • No medical exam for most applicants
  • Coverage can begin within days
  • Payout goes directly to your beneficiary
Flexible

Term Life Insurance

Straightforward, budget-friendly coverage for a set period — 10, 20, or 30 years — while your family needs it most.

  • Locked-in monthly rate
  • Coverage amounts built around your income
  • Convertible to permanent coverage later
Lifelong

Whole Life Insurance

Permanent coverage that never expires, with a cash value that builds over time — for long-term family planning.

  • Premiums that never increase
  • Builds guaranteed cash value
  • Can be structured for a legacy or final expenses
Practical

Final Expense Coverage

Smaller policies designed to cover funeral costs and final bills, so those expenses don't fall on your family.

  • Simplified approval process
  • Affordable monthly premiums
  • Fast payout when it's needed

Backed by carriers you can trust.

As an independent underwriter, I'm not limited to one company's rates or rules — I shop across top-rated national carriers to find the right fit for you.

Americo
Foresters Financial
American Amicable
TransAmerica
Aetna
Gerber Life
CoreBridge Financial
Ethos

Carrier availability and product offerings vary by state. Logos are trademarks of their respective owners.

What clients are saying.

Real feedback from families I've helped get covered.

Reviews from real clients will appear here as they come in.

Leave a Review

Had a good experience? Fill this out and it'll open your email, ready to send straight to me — I'll add it to the site.

Ten minutes now can protect your family for decades.

There's no cost and no obligation to get qualified — just clarity on what coverage would actually look like for your home.

Get My Free Qualification Call (425) 902-8138

Let's find your coverage.

Reach out directly — I personally handle every conversation, from your first question to your policy being in force.

Prefer email or a call? Use whichever is easier — I respond to both personally, usually within one business day.

Call or text
(425) 902-8138
Based in
Washington State

Licensed insurance producer, actively appointed in WA and additional states nationwide. Carrier and coverage availability vary by state.